Insurance Products - Disability Insurance 
Disability insurance is primarily useful to the self-employed individuals or the person employed but without a benefit plan. This insurance provides 24/7 protection against the prolonged loss of income due to accident or illness.
Who can use disability insurance?
- Individuals - provides a steady flow to tax free income during disability.
- Business Owners - this insurance can pay your office overhead expenses during disability
- Senior Executives - whose disability benefit in their group plan is not sufficient, this insurance can top-up that amount to an appropriate level
We can help by reviewing your situation, explaining the various options you have regarding plan design, waiting periods and benefit durations and then design and coordinate a plan that meets your needs. Give us a call to discuss your unique situation.